Java card GP Applet for private label card system, smart purse, public transit, membership card

With the boost of smart card technology and cashless transaction trend, many retailers, nonprofit organizations and other independent businesses offer their own card programs to clients and customers carry the organization’s name, colors and logo.

Wisecard E-Wallet applet is an e-purse payment card compliant with EMV/PBOC, which can be used as all-in-one-card solution and mobile wallet payment solution.

Functions on server and customer ends:

★ Generate IPEK which can be re-encrypted or plaintext encrypted;

★ Generate key to protect or decrypt PIN;

★ Generate key to protect or decrypt sensitve data;

★ Inject IPEK into terminal application;

★ Encrypt PIN or sensitive data;

★ Calculate MAC key;

DUKPT encryption system workflow:

• 1. The (cryptogram, KSN) pair are received. – Host Side

• 2. The appropriate BDK (if the system has more than one) is located. – Host Side

• 3. The receiving system first regenerates the IPEK, and then goes through a process similar to that used on the originating system to arrive at the same encrypting key that was used (the transaction key). The Key Serial Number (KSN) provides the information needed to do this. – Host Side

• 4. The cryptogram is decrypted by transaction key. – Host Side

Company Information:

Wisecard (a WiseGroup company) is a global solution provider that has been providing innovative payment and secure solutions to financial institutions, government entities and telco operators worldwide.

Wisecard have been providing EMV smart card, EMV biometric card, EMV perso software, card issuance, EMV embossers, Smart POS machine, Android POS, POS terminals, smart banking, smart teller machine, kiosk, vending machine, biometric POS, Hardware Secure Module, mobile payment platform, private label card solution, prepaid card solution, card management system to partners in more than 60 countries worldwide. Wisecard’s product suite empower large global financial institutions and government sectors as well as small to medium sized retail banks.

Wisecard solutions are adapting to the highest and latest secure standard, and the solutions have been fully tested and certified by international test labs, like FBI, STQC, EMV, PCI DSS, PA DSS, VISA, MasterCard, China UnionPay, JCB, AmEx, Discover, RuPay and etc.

Notes: FBI, STQC, EMV, PCIDSS, PADSS, Visa, MasterCard, China UnionPay, JCB, AmEx, Discover, RuPay is a registered trademark. All trademarks referenced here are the property of the respective owners.